Opinion
A True And Sincere Muslim Believer Cannot Be Deceived Twice!
Imam Murtadha Gusau
In the name of Allah, the Most Gracious and the Most Merciful
All praise is due to Allah, the Lord of all creation—may He extol the Messenger in the highest company of Angels and send His peace and blessings upon him—likewise upon his family, Companions, and true followers.
Dear brothers and sisters! Know that faith (Iman) is that condition of belief from which springs forth a multifaceted act of multiplying virtues. This condition brings into bloom a life full of obedience which in turn generates such deeds that even removing a minor obstacle from someone’s path guarantees reward from Allah Almighty. In other words, a Muslim Believer (Mu’min) becomes such an embodiment of nobility that his heart bleeds if some one gets hurt. Such a faith (Iman) also creates in him the attributes of foresight, prudence, sagacity, sound judgment and understanding. That is why the Noble Qur’an time and again refers to the appealing and overpowering characteristics of a Believer (Mu’min) to encourage believers to maintain their distinct attribute. I am quoting here some Hadiths of our beloved Prophet Muhammad (Peace be upon him) to refresh the belief, to enliven the mind and to nourish the spirit. Abu Hurairah (RA) relates that Prophet (Peace be upon him) said:
“A Believer (Mu’min) is not bitten twice from the same hole.” [Bukhari and Muslim]
That means that a true Believer (Mu’min) would not put his finger twice in a hole to be bitten by a snake. The Hadith educates a Believer (Mu’min) in carefulness, circumspection, foresight, precaution, scrupulousness, and vigilance. According to Prophet (Peace be upon him)’s biographer Ibn Hisham, he (Peace be upon him) first used this sentence and later it became a proverb in the Arabic speaking world. Imam Ahmad (Rahimahullah) writes that a faithless person by the name of Abu Ghurrah al-Hamji used to recite satirical poetry against Islam. He was taken prisoner at the Battle of Badr. He started pleading for forgiveness and said that he had a family and children to look after. Prophet (Peace be upon him) was moved by his petition and forgave him without ransom. Once freed, he went back on his words and started reciting poetry defaming Islam and its Prophet again. By a share coincidence, he was taken prisoner at the Battle of Uhud and pleaded for forgiveness again as before. Had he been forgiven the second time, he could have mocked and boasted to have cheated the Muslims. It was on this occasion the Prophet (Peace be upon him) uttered this very beneficial immortal sentence (Hadith).
Abu Hurairah relates that Prophet (Peace be upon him) said:
“A Believer (Mu’min) is innocent, simple and good natured, and the hypocrite is cunning and mean natured.” [Abu Dawud and at-Tirmidhi]
What the Hadith means is that a Believer (Mu’min), being trustworthy himself, trusts others and can be deceived for being innocent, sincere, honest, and simple. There is yet another Hadith which quotes a dialogue between Paradise and Hell. The Paradise would exclaim:
“What is wrong with me that only the innocent, the simple and the weak will take me as their abode.”
The answer is that a Believer (Mu’min) dislikes finding faults, shortcomings, and weaknesses in others. He is neither curious about them, nor he is eager to publicise them. It is just against his very nature.
Sahl Bin Abdullah Tustari says that the Paradise is referring to people whose hearts are oblivious of every thing except Allah’s remembrance.
Abu Usman (Rahimahullah) declares that such people don’t care much about this world but are very careful about the Hereafter.
Imam Auza’i (Rahimahullah) says:
“Such people are blind towards bad things, but have an excellent vision for virtuous deeds.”
Abu Sa’id Khudri (RA) relates that Prophet (Peace be upon him) said:
“Be fearful of Believers (Mu’min)’s intelligence and his foresight in understanding of the human nature, because he sees things by Allah’s given vision,” and he recited verse 75 of Surah Al-Hijr, which reads: “There truly is a sign in this for those who can learn…” [at-Tirmidhi]
Scholars have interpreted the term: “Understanding of the human nature.” as the ability to perceive things in depth to see their real and true nature, and to deduce factual results from the analysis of situations and circumstances. No one can deceive a true and sincere Believer (Mu’min) because exposed to his penetrating eyes is the real and the fake, the sincere and the hypocrite, the honest and the cheat, and the high and the low. He sees the real worth of people and knows who is who, because he was not a fool (Mumu)!
Abu Hurairah (RA) says that once Prophet Isa (AS) caught a thief red handed and reprimanded him for stealing. The thief said:
“I swear by Him, Who is the Only One worthy of worship, that I did not commit theft.” Seeing the thief’s stubbornness, Prophet Isa (AS) said: “Alright, I have faith (Iman/Belief) in Allah, and accept that my eyes must have betrayed me.” [Muslim]
This attitude of Prophet Isa (AS) tells us that Allah Almighty’s Greatness is embedded in the Believers (Mu’min)’s heart and he surrenders himself in total negation of the self when the name of Allah Almighty is mentioned. There is nothing more important to acknowledge but Allah Almighty’s total and complete sovereignty. According to a Hadith, if a slave while being punished by his owner asks for forgiveness for Allah’s sake, the master should stop his punishment then and there without least hesitation and without wasting a single moment. Instead of arguing with the thief, Prophet Isa (AS) thought to use that opportunity to educate the thief that it was the height of his insolence to swear by Allah’s and then lie. A true and sincere Believer (Mu’min) is always after the betterment of his Hereafter rather than wasting his time in the indulgence of arguments.
Abu Hurairah (RA) relates that Prophet (Peace be upon him) said:
“Do not call grape by the name of Karam, as it is the attribute of a Believer (Mu’min)’s heart.” [Muslim]
The Arabic word “Karam” means kindness and generosity. Arabs used to call grapes by the name of Karam, because they used to make wine from grapes, which was their favourite drink. The then Arabs mistakenly thought that wine helps to create and promote kindness and generosity in man’s character. Prophet (Peace be upon him) disliked such an interpretation because the wine is the mother of all evils. Great scholar Zamakhshari opines that Prophet (Peace be upon him) based his opinion on verse 13 of Surah Al-Hujurat, which reads:
“Oh People, We created you all from a single man and a single woman, and made you into races and tribes so that you should recognise one another. In Allah’s eyes, the most honoured of you are the ones most mindful of Him. Allah is all knowing, all aware.”
When Allah Almighty said the word “Honoured” then it should relate to the heart of a Believer (Mu’min) and be not associated with anything which is totally forbidden. “Honour” comes through piety and purity.”
Abu Sa’id Khudri (RA) said that:
“A Believer (Mu’min) is like a horse tied to its peg, to which he returns after roaming around. Similarly a Believer (Mu’min) is liable to forget but he being faith bound returns to his base.” [Musnad Ahmad]
Abdullah Bin Amr Bin As (RA) relates that Prophet (Peace be upon him) said:
“I swear by Him, Who posses my soul, a Believer (Mu’min) resembles that goldbrick which if thrown in the furnace, neither changes its colour, nor looses its weight. I swear by Him, Who owns my soul that a Believer (Mu’min) is like a honey bee, which sucks nectar from beautiful flowers, turned it into the beneficial honey, and neither misuses or damages the flower petal by her weight.”
Our beloved Prophet Muhammad (Peace be upon him) has likened the character of a true and sincere Believer (Mu’min) to the sterling quality of pure gold and the beneficence of the honey bee. Impure gold if thrown in the furnace looses its weight after its impurities are burned and it also changes its colour. A Believer (Mu’min) is like the honey bee who feeds on the pure and fairly earned livelihood; he is a source of benefit to others and is an agent of peace and brotherhood. He does not harm others or cause any damage to the environment. By extension, this example teaches us patriotism; love for the community, respect for neighbours, and makes us aware for the better maintenance of our social, natural and physical environment. Let us listen to two other Prophetic Hadiths, as quoted by Abu Musa (RA), Prophet (Peace be upon him) said:
“The relationship of the believer with another believer is like (the bricks of) a building, each strengthens the other.” [Bukhari and Muslim]
And Nu’man Bin Bashir (RA) reported that the Messenger of Allah (Peace be upon him) said:
“The believers in their mutual kindness, compassion and sympathy are just like one body. When one of the limbs suffers, the whole body responds to it with wakefulness and fever.” [Bukhari and Muslim]
Sahl Bin Sa’ad (RA) relates that Prophet (Peace be upon him) said:
“In the community of believers, a believer’s place is like that of the head in the human body. The whole body suffers due to headache, so the believer should feel the pain if others in (Muslim) community suffer.”
There is no doubt that Islam teaches sympathy, love, and promotes brotherhood, the spirit to help others in their hour of need. If a Believer (Mu’min) can not afford to buy food for his hungry brother, he should share his own meal with the hungry. That was the spirit of love, sacrifice and mutual concern which brought into being a love-woven society. Verse 103 of Surah Ali-Imran is a clear reminder to such a quality:
“Hold fast to Allah’s rope all together; do not split into factions. Remember Allah’s favour to you: you were enemies and then He brought your hearts together and you became brothers by His grace; you were about to fall into a pit of Fire and He saved you from it – in this way Allah makes His revelations clear to you so that you may be rightly guided.”
One thing should be remembered that the more we adhere to our faith and are firm in Tawhid i.e. the belief in Oneness of Allah Almighty, the more united will be the Muslim Ummah. We are distancing ourselves from the qualities of the early Muslims (As-Salafus-Salih). They were pure from jealousies, mutual rivalries, and envy. They never looked down upon their brother and never lashed their tongue with taunts or derogatory comments, but unfortunately we are afflicted with these vices. It is time to wake up to the realities of our faith and be aware of our rights and duties as a Muslim. Once a companion asked:
“O Messenger of Allah, who is the best among people?” Prophet (Peace be upon him) replied: “Truthful by tongue, pure and kind at heart, and without any burden of sins, the one who does not have grudge or envy towards others [is the best].” [Ibn Majah]
Respected servants of Allah! Here are the lists of some good qualities a believer has to follow if he want to succeed here and the hereafter:
1. Learn your religion as much as is needed, either by learning directly from scholars, reading books or by asking scholars.
2. Protect yourself from every kind of sin.
3. If sin is committed, immediately repent and ask forgiveness from Allah Almighty (Taubah).
4. Do not violate the rights of others; do not harm others by tongue or hand. Do not say negative things about others.
5. Do not keep the love of wealth and the desire of a “big name” in your heart, and do not excessively engage in seeking superior food and superior clothes.
6. If someone points out your mistake, do not argue, immediately accept it and repent from it.
7. Do not travel, except for a great need, as during travel you decrease in wariness and a lot of undesirable things happen, a lot of good deeds are missed, your daily routine of Zikr (remembrance of Allah) is interrupted and nothing happens on its proper time.
8. Do not laugh excessively and do not talk excessively, and take special care to avoid talking with strangers of the opposite gender (Ghair-mahram) frankly and freely.
9. Do not quarrel unnecessarily or argue with others.
10. Be aware of the orders of the Shari’ah in every moment of your life.
11. Do not be lazy for worship (Ibadah).
12. Spend most of the time alone in solitude.
13. If you have to mingle with others then be the most humble to others, serve others, and do not show pride.
14. And mingle minimally with the rich (especially the bad and criminal ones among them).
15. Stay away from the irreligious and ungodly person.
16. Do not find faults in others, do not have bad opinion about others, keep your eye on your own shortcomings and try to fix them.
17. Try to fulfill your prayers (Salah) in best possible way on the right time with full attentiveness.
18. Constantly remember your Lord either through tongue or heart, and do not let any time be wasted.
19. If you feel pleasure in remembering Allah, and you feel joy, then thank your Lord for this.
20. Be polite.
21. Organise a timetable for all your work, and thoroughly stick to it.
22. What ever loss, worry, sorrow, test or trial you come across, believe it is from Allah and do not worry about it and remind yourself that “I will get reward for this difficulty.”
23. Do not keep the accounts of worldly affairs in your heart and do not talk and discuss about worldly matters all the time; instead think about your Lord.
24. Benefit others as much as you can: either worldly benefit or religious benefit.
25. Do not decrease your food and drink to such a degree that it will make you sick; on the other hand do not increase it so much that it will make you lazy during worship (Ibadah).
26. Do not hope to get benefit/profit from other than Allah; do not let your thoughts wander such that you think “we might get benefit from so and so.”
27. Eagerly and restlessly seek your lord.
28. For a blessing either small or large, be thankful to your Lord for it, and do not be despaired by poverty.
29. Forgive the mistakes and faults of people under your authority.
30. Hide the faults of others, but if someone is trying to harm the society or harm someone, and you happen to know about it, then inform that person (i.e. the one who might get harmed).
31. Try to serve guests, travelers, the poor, scholars and the elderly.
32. Keep righteous company.
33. Fear your Lord all the time.
34. Remember death.
35. Ponder and go though the events of your day; if you remember a good deed, thank your Lord for it and if you remember a sin, seek repentance.
36. Do not tell lies on any condition.
37. Do not attend unlawful gatherings.
38. Live the life of modesty and forbearance.
39. Do not be proud.
Dear brothers and sisters! Please let us try as much as possible to inculcate the attributes of a true and sincere Believer (Mu’min)’s in us and then invite others to embrace them!
Lastly, I pray, may Allah Almighty enable us to realise the importance of the gift of life and the countless blessings we have been bestowed with and utilise our time prudently and wisely on the way it pleases Allah Almighty and His Messenger (Peace be upon him). Ameen!
All praise is due to Allah, the Lord of all creation; may Allah extol the mention of our noble Prophet Muhammad in the highest company of Angels, bless him and give him peace and security―and his family, his Companions and all those who follow him correctly and sincerely until the establishment of the Hour.
Murtadha Muhammad Gusau is the Chief Imam of Nagazi-Uvete Jumu’ah and the late Alhaji Abdur-Rahman Okene’s Mosques, Okene, Kogi State, Nigeria. He can be reached via: gusauimam@gmail.com or +2348038289761.
Friday, January 06, 2023 (Jumadal Akhirah 13, 1444 AH)
Hashim Yusuf Hassan
It is strange how the world keeps turning. The sun still rises, the seasons still change, and people continue to go about their daily lives. But there is now a quiet space in my world, a silence where your voice used to be. It is a silence that has taught me more about love and loss than words could ever express.
I still find myself reaching for my phone to tell you something, seek your advice or simply hear you say, “Don’t worry, it’ll be alright.” I still see you in the most unexpected places—in a particular shade of blue in the sky or in the way someone leans back in their chair. For a fleeting moment, it feels as though you are still here. Then the moment passes, and the ache reminds me that you are no longer with us.
But here is the truth I am learning to live with: you are not truly gone. You are woven into the very fabric of who I am. I am the person I am today because of the lessons you taught me, not just through your words but also through the way you lived. You taught me what quiet strength looks like. You taught me that integrity means doing the right thing, even when no one is watching. You taught me how to be strong, but, more importantly, you taught me how to be kind.
When I look in the mirror, I see your eyes. When I hear my own laughter, I sometimes hear yours. When I stand up for something I believe in, I feel your hand on my shoulder. You remain the compass that guides me and the voice in my head that says, “You can do this.” You are the reason I know what it feels like to be truly and unconditionally loved.
I will not pretend that I have no regrets. I wish I had called you more often. I wish I had listened more. I wish I had told you “I love you” one more time, or a thousand more times. I wish you could see all that I have accomplished and the person I have become. But I choose to believe that, somehow, you know. I choose to believe that you are proud of me.
Grief, I have learned, is simply love with nowhere to go. And my love for you is an ocean. Now that you are gone, it has nowhere to land, so it washes over me, sometimes in gentle waves and sometimes in a tide that threatens to pull me under. It is the price of having loved you so deeply, and it is a price I would gladly pay a million times over.
Thank you, Baba, for everything, for the laughter, the lessons, the protection and the love. You were my first hero, my protector and my safe place. Even now, you remain my anchor.
I miss you more than words can ever express. I will carry you with me in every step I take, in every choice I make, and in every moment of joy and sorrow. I will strive to live a life that would make you proud. I promise.
Allah Ubangiji Ya yi maka rahama.
Your son, forever and always.
Hashim Yusuf Hassan.
By Dr Dahir M. Hashim
Outgoing Commissioner for Environment and Climate Change and Commissioner for Water Resources, Kano State.
Looking back on my time at the Kano State Ministry of Environment and Climate Change, one of the achievements I value most is the growing recognition of environmental protection as a shared responsibility and a critical component of public health, community wellbeing, livelihoods and the future of our state.
Over time, environmental issues became more prominent in public discourse, with more residents participating in government programmes, supporting interventions and demanding accountability. This growing public engagement remains one of the most rewarding aspects of our work.
For this, I am deeply grateful to the people of Kano State.
My journey at the ministry began on January 6, 2025, when His Excellency, Governor Abba Kabir Yusuf, entrusted me with the responsibility of leading the Ministry of Environment and Climate Change.
I assumed office at a time when the sector faced significant challenges. Public facilities had deteriorated, existing policies required updating, enforcement mechanisms were weak, and frontline workers were owed outstanding payments. However, the governor recognised the enormous potential of the ministry and provided the political backing and institutional support needed to begin the process of rebuilding it.
Rebuilding environmental infrastructure
One of the areas where we recorded significant progress was the restoration of government-owned tree nurseries. Eight previously non-functional facilities were fully rehabilitated, restoring the state’s capacity to produce seedlings locally and sustainably.
Building on the administration’s three-million-tree planting programme in 2024, the initiative expanded to five million seedlings in 2025 and ten million in 2026. Significantly, all the seedlings were raised in government-owned nurseries.
Beyond the impressive numbers, the achievement represented the revival of public infrastructure and the restoration of the state’s capacity to sustain its environmental programmes without depending entirely on external sources of seedlings.
We also prioritised the restoration of the Kano State Pollution Control Laboratory. The facility was renovated, equipped and recommissioned, providing the state with renewed scientific capacity to test and monitor pollution, generate environmental data and strengthen regulatory enforcement.
To consolidate these efforts, we operationalised the Environmental Pollution Control Law and developed the Environmental Pollution and Waste Control Regulations, providing a stronger legal and institutional framework for environmental protection.
Improving waste management and flood control
At the Refuse Management and Sanitation Board (REMASAB), we introduced reforms aimed at improving the coordination of waste collection, evacuation and disposal. These interventions made waste management operations more organised and responsive, supporting the evacuation of approximately one million metric tonnes of waste.
We also restored the Dorayi Compost Plant to operation, reviving its capacity to convert organic waste into useful compost. Beyond addressing waste disposal challenges, the facility offers opportunities for investment, employment and the development of a circular economy.
Recognising the recurring threat of flooding in several communities, we undertook drainage construction, clearance and erosion-control interventions across flood-prone areas.
The stormwater harvesting intervention in Toranke and the development of the Kano State Drainage Master Plan were particularly important components of our broader strategy to strengthen flood management and move towards more sustainable urban drainage planning.
Our approach was not limited to responding to immediate environmental challenges. We also sought to establish a framework for long-term resilience and better management of the state’s environmental resources.
Restoring public parks and recreational spaces
Another area of progress was the rehabilitation of public parks and recreational facilities.
We restored four public parks, with additional facilities undergoing similar interventions. Parks that had suffered years of neglect were given new management arrangements and clearer maintenance responsibilities.
These interventions were designed to restore public spaces where families could relax, children could play and residents could enjoy a healthier urban environment.
The reforms also produced encouraging financial results, with the combined annual revenue generated by the parks increasing from approximately ₦5 million to ₦90 million.
This demonstrated that properly managed public recreational facilities can serve both social and economic purposes while contributing to the state’s revenue base.
Building a stronger policy and climate governance framework
Perhaps one of the most important aspects of our work was the effort to strengthen the policy and legislative foundations of environmental governance in Kano State.
During my tenure, we developed the Kano State Climate Change Policy, alongside its implementation plan and results framework. We also advanced the Climate Change Bill and undertook a review of the state’s Forestry Law, which had remained largely unchanged for more than five decades.
In addition, we developed the Climate Finance Reform Action and Implementation Plan and the Green Bond Framework to position Kano State to attract investment for environmental protection, climate adaptation and sustainable development.
These initiatives were intended to ensure that environmental governance would not depend solely on individual administrations or isolated interventions but would be supported by policies, laws and institutions capable of sustaining progress over time.
Kano State’s third-place finish in the 2026 Climate Governance Performance Ranking and the opportunity to present our work at COP30 in Belém, Brazil, were encouraging milestones.
They demonstrated the potential of consistent institutional support, strategic planning and collective action to improve the state’s standing in environmental and climate governance.
However, such recognition should not be viewed merely as an award or international exposure. It should serve as a reminder of the responsibility to sustain the reforms and deliver tangible benefits to the people.
Putting environmental workers at the centre of reforms
I have always believed that environmental reforms cannot succeed without the commitment and welfare of the people who implement them.
Street sweepers, sanitation workers, environmental inspectors and forest guards constitute the backbone of environmental management. Unfortunately, many of these frontline workers had experienced difficult working conditions and outstanding payment challenges.
With the support of Governor Yusuf, we cleared nine months of salary arrears owed to 2,369 verified street sweepers and doubled their stipends.
We also re-engaged environmental inspectors and forest guards while doubling the stipends of 875 sanitation vanguards.
These interventions were not merely administrative decisions. They were an acknowledgement of the dignity of labour and the indispensable contribution of frontline workers to maintaining a clean, safe and healthy environment.
I remain grateful to these men and women whose daily sacrifices often go unnoticed but whose contributions are essential to the wellbeing of our communities.
A legacy of collective responsibility
As Governor Abba Kabir Yusuf restructures the ministries and appoints a new Commissioner for Environment and Climate Change, my overriding feeling is one of gratitude.
I am particularly grateful to His Excellency for the confidence he reposed in me, the opportunity to serve and the support he provided throughout my tenure. His willingness to listen to proposals and support difficult but necessary decisions made it possible for us to undertake many of the reforms highlighted in this account.
I also appreciate the staff of the ministry and its agencies, community leaders, development partners, civil society organisations, young volunteers, private-sector operators and residents who contributed to our work.
Their participation, constructive criticism, patience and cooperation helped shape our interventions and improve their implementation.
I must emphasise that these achievements are not the accomplishment of one individual. They are the product of collective effort, institutional commitment and the contributions of many people who believed that Kano deserved a cleaner, greener and more environmentally sustainable future.
To the incoming Honourable Commissioner, I extend my congratulations and wish you success in this important responsibility. I also assure you of my willingness to offer any necessary support to sustain the progress already made and advance the environmental agenda of our dear state.
Public service is ultimately about the people and the institutions we build to serve them. Positions may change, and responsibilities may be transferred, but the obligation to contribute to society remains.
Serving Kano State as Commissioner for Environment and Climate Change has been a profound privilege. I leave with gratitude for the opportunity, satisfaction in the progress recorded and the hope that the foundations we have laid will continue to support a cleaner, greener and more resilient Kano.
Thank you, Kano State, for the trust and support.
Dr Dahir M. Hashim is the Commissioner for Water Resources and outgoing Commissioner for Environment and Climate Change, Kano State.
Dr Saleh Adamu Kwaru
Adding a staggering $20.52 billion and €1.05 billion to Nigeria’s debt burden is more than an economic miscalculation; it is a source of heartbreak for a nation already brought to its knees. At a time when millions of citizens are struggling to afford a single meal, grappling with historic inflation and watching their futures slip away, the government’s response appears to be to pile yet another mountain of debt on the country. This raises a painful question for every suffering Nigerian: When will our leaders finally acknowledge the pain their decisions inflict, and when will the bleeding stop?
The timing of this massive loan request is particularly troubling. Seeking to secure huge foreign loans on the eve of intense political activity and election seasons, when public anxiety is high and attention is divided, risks depriving citizens of the robust accountability the country deserves. Rather than looking inward, exercising fiscal discipline and improving public revenue management, the government appears to be rushing to mortgage the nation’s collective future. It feels less like responsible governance and more like a desperate attempt to lock in liabilities before the public can challenge them.
Nigeria’s national debt profile is already a ticking time bomb, placing enormous pressure on every sector of society. Every additional dollar borrowed increases the country’s financial obligations and diverts revenue that could otherwise support schools, equip hospitals and protect vulnerable citizens. Adding more than $20 billion to this burden risks pushing the country closer to the brink of a debt crisis, threatening to leave future generations trapped in a cycle of economic dependence. How much more hardship can ordinary Nigerians endure before the consequences of unsustainable borrowing become overwhelming?
We are repeatedly offered the same promises that these loans will transform electricity, roads, healthcare and education. But good intentions without transparency and accountability are not enough. Where is the visible evidence that previous loans have translated into better living conditions for ordinary Nigerians? Instead of seeing the promised improvements, many citizens continue to grapple with rising poverty while the country’s debt burden grows. When projects fail to generate sufficient economic returns to justify their costs, the burden ultimately falls on ordinary citizens through higher taxes, deteriorating public services and deeper economic hardship.
Before anyone commits future generations to repaying billions of dollars in new loans, the government must look Nigerians in the eye and explain how existing public resources are being managed. Why does borrowing appear to be the easiest option while systemic corruption and inefficiencies in public spending remain major concerns? Nigerians are exhausted by a system that leaves them bearing the consequences of decisions over which they have little control.
The country does not need another mountain of debt built on promises alone. It needs leaders committed to transparency, fiscal discipline, prudent resource management and the welfare of the people they have sworn to serve. Any new borrowing must be justified by clear development objectives, independently verifiable benefits and a credible repayment plan.
Nigeria cannot borrow its way out of every economic challenge. The government must demonstrate that it has exhausted reasonable alternatives, established safeguards against waste and corruption, and put the public interest above political convenience. Without these assurances, further borrowing risks deepening the hardship Nigerians already face and transferring an even heavier burden to generations yet unborn.
Dr Saleh Adamu Kwaru, is former staff of Central Bank of Nigeria.
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