Opinion
Friday Sermon: How Islam Supports And Encourages Girl-Child Education!
By Imam Murtadha Gusau
In the name of Allah, the Most Gracious, the Most Merciful
All perfect praise be to Allah the Lord of the Worlds. May His peace and blessings be upon our Prophet Muhammad and upon all his family and companions.
Dear brothers and sisters! Acquisition of knowledge is sine qua non for all human beings to enable them to have basic information and act according to the principles of the religion. In fact, no religion and no ideology place as much emphasis on education and knowledge as much as Islam does and makes the seeking of knowledge and application of what has been learnt mandatory for both men and women. Thereby, knowledge is one of the indispensable pillars upon which the edifice of Islam has been erected. Notwithstanding, education is a prevalent accusation raised against Islam today and the discrepancy in educational opportunities between men and women in many Muslim countries is often adduced as a primary instance of this.
Respected brothers and sisters! Women and girls have been victims of ruthless power struggles for centuries in all societies and cultures around the world.
Sadly, but truly, many societies including some Muslim societies continue to exercise this patriarchy in different forms such as the denial to education, unequal salaries compared to men in workplaces, forced marriages and prostitution, among many others.
Prophet Muhammad (Peace be upon him) came at a time when the Arab society, like so many patriarchal societies at that time, was rife with abhorrent practices against girls. He preached Islam, liberating women and girls in every walk of life, education being a prime aspect. This sermon examines the facts about the importance of female education in Islam. It does so through referencing verses of the Qur’an, Islam’s noble book, and Hadith, authentic traditions of the Prophet Muhammad (Peace be upon him), along with offering a short glimpse of his wive’s level of education.
Let me start with the first Qur’anic revelation. Allah Almighty says:
“Read in the name of your Lord who created, created man from a clinging form. Read! Your Lord is the Most Generous, who taught by means of the pen; taught man what he did not know.” [Qur’an, 96:1-5]
These Qur’anic verses address humankind to seek knowledge and delve in critical thinking. The emphasis laid in the acquisition of knowledge, in the above Qur’anic verses, surpasses any statement or action denying girls the right to education. Had these Qur’anic verses only been for men, it would be inconceivable to imagine the extent of progression that the society made in a mere twenty-three years — the entire duration of the revelation of the noble Qur’an.
In another verse in the Qur’an, Allah the Most High says:
“(This is) a Book (the Qur’an) which We have sent down to you, full of blessings that they may ponder over its Verses, and that men of understanding may remember.” [Qur’an, 38:29]
It is important to mention that the word “men” in the above Qur’anic verse refers to humankind as it does so in several other places in the Qur’an when Allah addresses humanity. These and other Qur’anic verses inform the readers that engaging in critical thinking is a moral obligation on both men and women. The Qur’an repetitively reminds people to ponder, to think, to analyse, thus using their mind power to contemplate and understand, whilst making no distinction between men and women.
Let me now examine some Hadith, authentic sayings of the Prophet Muhammad (Peace be upon him). He (Peace be upon him) said:
“Seeking knowledge is mandatory for every Muslim.”
And also:
“He who has a girl (daughter) and teaches her good manners and improves her education and then manumits and marries her, will get a double reward; and any servant who observes Allah’s right and his master’s right will get a double reward.”
And also:
“If anyone travels on a road in search of knowledge, Allah will cause him to travel on one of the roads of Paradise. The angels will lower their wings in their great pleasure with one who seeks knowledge, the inhabitants of the heavens and the Earth and the fish in the deep waters will ask forgiveness for the learned man. The superiority of the learned man over the devout is like that of the moon, on the night when it is full, over the rest of the stars. The learned are the heirs of the Prophets, and the Prophets leave neither dinar nor dirham, leaving only knowledge, and he who takes it takes an abundant portion.”
Three important themes around education are emerging in the above Prophetic Hadiths. From the first Hadith we infer that education is not a right but a responsibility on every Muslim, male or female. In the second Hadith, emphasis is laid on the quality of education imparted to the girl and the latter part deals with the encouragement to free slaves (Islam denounced and later abolished slavery). The third Hadith speaks volumes about the superiority of the person who seeks knowledge over the one who does not. The reference here to superiority is to the person who seeks knowledge, man or woman.
We shall now examine information about the intellectual abilities of two wives of Prophet Muhammad (Peace be upon him): Khadijah and Aisha.
1. Khadijah Bint Khuwailid: The first wife of Prophet Muhammad (Peace be upon him), was a wealthy tradeswoman, the richest woman in Makkah at the time, who exported goods as far away as Syria (Sham). To manage her large business, she employed several males and to do so then in Arabia, necessitated that you have a high level of understanding and wisdom.
2. Aisha Bint Abubakar: The youngest wife of Prophet Muhammad (Peace be upon him), was very talented and possessed an incredible memory. As a Muslim scholar, she is credited with narrating more than two thousand Hadith and was noted for teaching eminent scholars. She had a great love for learning and became known for her intelligence and sharp sense of judgment. Her life also substantiates that a woman can be a scholar, exert influence over men and women and provide them with inspiration and leadership. The example of Aisha in promoting education, particularly education of women in the laws and teachings of Islam, is a hallmark in female education in Islam. Because of the strength of her personality, she was a leader in every field of knowledge, in society and in politics.
Dear servants of Allah! Islam advocates educating women and enlightening them about the teachings of religion, as this greatly influences the life of women as well, as those of their children in the future. As Hafiz Ibrahim, the Poet of the Nile said:
“The mother is a school; if she is well-prepared, a noble nation is prepared.”
Besides, the Prophet Muhammad (Peace be upon him) addressed women saying:
“O womenfolk….”
He even specified a day on which he used to address them; when some female Companions said to him:
“Men are always with you. So, specify a day for us.”
He indeed specified a day on which he met them, admonished them and commanded them… [Bukhari and Muslim]
Moreover, the Prophet Muhammad (Peace be upon him) used to urge women to teach each other. For example, he said to Ash-Shifa Bint Abdullah Al-Adawiyyah:
“Teach Hafsah the Ruqyah (protective and healing supplications) for Namlah (Namlah literary means ‘ant.’ It is a skin disease where pustules appear on the side of the body and they are swallowed like ants), just as you taught her writing.” [Ahmad and Al-Hakim]
The mothers of the believers, such as Aisha and Hafsah, used to explain and teach matters of the religion to women. This was also the guidance of other male Companions, for they were keen on teaching their wives and informing them about the teachings of the religion, especially rulings that are specific to women, such as those related to ritual purification, menstruation, postpartum bleeding, prayer, marriage, divorce, breastfeeding, and so on. Some Companions used to hold gatherings of knowledge in their homes in order to teach their children and daughters.
Imam An-Nawawi transmitted on the authority of Qatadah who was a Tabi‘i, that:
“Whenever Anas Ibn Malik completed the recitation of the whole Qur’an, he used to gather his family and supplicate Allah (Du’a).” [Abu Dawud]
On the whole, Islamic scholars were keen on teaching women. History has recorded the biographies of women who were knowledgeable in religion and were taught by their fathers, brothers and husbands. Such men present shining examples in caring for and educating both men and women without discrimination. Life i.e. daily obligations and duties did not divert them from their duty towards their families until their sons and daughters grew into excellent role models in knowledge and piety.
Here, I will mention the biographies of some women who learnt from their fathers and husbands. The purpose of this is to highlight the woman’s position in Islam. Women Islamic scholars were appreciated by Muslim biographers, and therefore, they included them in their classifications of great figures and biographies. It is hoped that this will urge women students to exert their best efforts in learning religion and mastering what is beneficial for them in their scientific and practical lives.
These women scholars specialised in different branches of knowledge at different ages. The names of women Companions have not been included because they are numerous and well-known. Rather, I will mention women from among the Tabi‘is and their successors:
1. Asma’u Bint Asad Ibn Al-Furat
Her father was the Maghrib’s (North-West Africa) famous scholar and judge. She was her father’s only daughter and he used to teach her the noble Qur’an, Hadith and Fiqh. She used to attend her father’s assemblies of knowledge (Halqah) and contribute to debates. When her father was appointed as the army’s commander in order to conquer Sicily, he attained a great victory and besieged the city of Sousse, but was killed there in 213 AH. Asma’u married one of her father’s students whose name was Muhammad Ibn Abu Al-Jawad and who was the head of the Hanafi scholars in Maghrib. Asma’u died in 250 AH. To know more about her biography, please review Ad-Dibaj Al-Mazhab, by Ibn Farhun, page 305, and Faqihat Alimat, by Muhammad Khair, page 29.
2. The Sister of Imam Al-Muzani
She was the sister of the Shafi‘i scholar, Isma’il Al-Muzani, the companion of Ash-Shafi‘i, who died in 264 AH. His sister used to attend the Fiqh lectures of Ash-Shafi‘i. Some of the Shafi‘i scholars used to transmit her Fiqh opinions and her decisions regarding what she believed to be the most preponderant opinions. To know more about her biography, review Tabaqat Ash-Shafi‘iyyah, by Al-Asnawi, Volume 1, page 443.
3. Hafsah Bint Sirin
She was the sister of the noble Tabi‘i, Muhammad Ibn Sirin. She was trustworthy and knowledgeable in Fiqh, as well as in other branches of knowledge. She was a sincere worshipper and one of the most prominent Tabi’i women. She completed the memorisation of the Qur’an at the age of twelve (12), and lived for seventy (70) years. Her brother, Muhammad, used to ask her about what he did not have knowledge about in the Qur’an. Mahdi Ibn Maimun mentioned that she remained in her place of worship for thirty (30) years, and did not leave it except for siesta and answering the call of nature. She died after 100 AH. Her traditions are mentioned in different books of Hadith. To know more about her biography, review Tahzib Al-Kamal, by Al-Mizzi, Volume 35, page 151; and Siyar A’lam An-Nubala, by Az-Zahabi, Volume 4, page 507.
Respected brothers and sisters! below is a very nice story which will In Shaa Allah make you all aware about the importance of women’s education, especially young Muslim girls!
After finishing Salatul Isha’, a Muslim girl sat on her prayer mat to make Du’a. Once she finished making Du’a to her Lord, her mobile phone rang. She picked up saying: ‘Assalamu alaikum wa rahmatullahi wa barakatuhu’. The voice of a young man replied: ‘Wa alaikumus salam wa rahmatullah wa barakatuhu!’ Can I speak to (so and so) please? The Muslim girl said: ‘Sorry brother, you have dialed the wrong number’… Then she hung up. After few minutes, her mobile rang again. She picked it up, it was the young man who called her few minutes ago. He told her: ‘I called again to apologise for disturbing you! You seem to be a good girl! Can I know you better?’ The girl was shocked for few seconds but then she replied: ‘Brother… Fear Allah! you are supposed to be at the Mosque praying Salatul Isha’ but here you are going after girls to flirt with them at night! Here you are disobeying your Lord instead of obeying Him! Shame on you!!!’ After saying these words, she immediately hang up. A few days later, he called her again: ‘Assalamu alaikum wa rahmatullah wa barakatuhu sister, please don’t hang up! I want to apologise again and inform you that I went back to pray all my five (5) daily prayers at Mosque! All praises be to Allah and thank you for waking me up from my neglectfulness! Please, can I know the name of the one through whom Allah guided me? I really need someone like you in my life to strengthen my faith (Iman) and support me to stay on the right path! Please help me sister, may Allah reward you for that!’ She didn’t reply and started to think: ‘Should she accept to help him to stay on the right path? Should she accept that he will be in touch with her from time to time to help him strengthen his faith (Iman)?’ She heard a satanic voice whispering: ‘He is a good guy now! Why are you so worried about it?! Let him call you… you both have pure intention! He really needs you! If you refuse his suggestion, he will go astray and it will be your fault!!’ She was about to tell him her name but suddenly a little voice whispered: ‘Allah is watching you’… You see, it was her conscience and her education which woke her up from making a big mistake! ‘Sorry brother!’ she replied finally: ‘If you are sincere in your repentance then you will find people who are better than me to help you! Even I need someone who will help me to stay on the right path more than you! At Mosque, you will surely find many righteous brothers who would be good company, which will help you to get closer to Allah! Please, if you really fear your Lord now and afraid of His punishment, then do not call this number ever again! Assalamu alaikum wa rahmatullahi wa barakatuhu!’ Then she hang up and she went back to her prayer mat rising her hands to make the following Du’a:
“O Allah, Turner of the hearts, make my heart firm on your religion and save me from the evil of Fitnah, Ameen!”
Conclusively, the take away message in today’s sermon is that Islam promotes education, particularly girl’s education. Had it not been so, the world would not have witnessed the transformation of a society plunged in anarchy and hegemony into one enlightened with critical thinkers and scholars, all in the span of twenty-three years.
Dear brothers and sisters! I pray, may Allah accept our Ibadah (worship) and supplications, May He guide our leaders and provide us with a lasting peace, unity and progress in our beloved country Nigeria, ameen Ya Mujib!
All perfect praise is due to Allah, Lord of the worlds. May the peace, blessings and salutations of Allah be upon our noble Messenger, Muhammad (Peace be upon him), and upon his family, his Companions and his true followers.
Murtadha Muhammad Gusau is the Chief Imam of: Nagazi-Uvete Jumu’ah Mosque; and Late Alhaji Abdur-Rahman Okene Mosque, Okene, Kogi State, Nigeria. He can be reached via: gusauimam@gmail.com; or +2348038289761.
This Friday sermon (Jumu’ah Khutbah) was prepared for delivery today Friday, 11 Jumadal Akhirah, 1446 AH (December 13, 2024).
Hashim Yusuf Hassan
It is strange how the world keeps turning. The sun still rises, the seasons still change, and people continue to go about their daily lives. But there is now a quiet space in my world, a silence where your voice used to be. It is a silence that has taught me more about love and loss than words could ever express.
I still find myself reaching for my phone to tell you something, seek your advice or simply hear you say, “Don’t worry, it’ll be alright.” I still see you in the most unexpected places—in a particular shade of blue in the sky or in the way someone leans back in their chair. For a fleeting moment, it feels as though you are still here. Then the moment passes, and the ache reminds me that you are no longer with us.
But here is the truth I am learning to live with: you are not truly gone. You are woven into the very fabric of who I am. I am the person I am today because of the lessons you taught me, not just through your words but also through the way you lived. You taught me what quiet strength looks like. You taught me that integrity means doing the right thing, even when no one is watching. You taught me how to be strong, but, more importantly, you taught me how to be kind.
When I look in the mirror, I see your eyes. When I hear my own laughter, I sometimes hear yours. When I stand up for something I believe in, I feel your hand on my shoulder. You remain the compass that guides me and the voice in my head that says, “You can do this.” You are the reason I know what it feels like to be truly and unconditionally loved.
I will not pretend that I have no regrets. I wish I had called you more often. I wish I had listened more. I wish I had told you “I love you” one more time, or a thousand more times. I wish you could see all that I have accomplished and the person I have become. But I choose to believe that, somehow, you know. I choose to believe that you are proud of me.
Grief, I have learned, is simply love with nowhere to go. And my love for you is an ocean. Now that you are gone, it has nowhere to land, so it washes over me, sometimes in gentle waves and sometimes in a tide that threatens to pull me under. It is the price of having loved you so deeply, and it is a price I would gladly pay a million times over.
Thank you, Baba, for everything, for the laughter, the lessons, the protection and the love. You were my first hero, my protector and my safe place. Even now, you remain my anchor.
I miss you more than words can ever express. I will carry you with me in every step I take, in every choice I make, and in every moment of joy and sorrow. I will strive to live a life that would make you proud. I promise.
Allah Ubangiji Ya yi maka rahama.
Your son, forever and always.
Hashim Yusuf Hassan.
By Dr Dahir M. Hashim
Outgoing Commissioner for Environment and Climate Change and Commissioner for Water Resources, Kano State.
Looking back on my time at the Kano State Ministry of Environment and Climate Change, one of the achievements I value most is the growing recognition of environmental protection as a shared responsibility and a critical component of public health, community wellbeing, livelihoods and the future of our state.
Over time, environmental issues became more prominent in public discourse, with more residents participating in government programmes, supporting interventions and demanding accountability. This growing public engagement remains one of the most rewarding aspects of our work.
For this, I am deeply grateful to the people of Kano State.
My journey at the ministry began on January 6, 2025, when His Excellency, Governor Abba Kabir Yusuf, entrusted me with the responsibility of leading the Ministry of Environment and Climate Change.
I assumed office at a time when the sector faced significant challenges. Public facilities had deteriorated, existing policies required updating, enforcement mechanisms were weak, and frontline workers were owed outstanding payments. However, the governor recognised the enormous potential of the ministry and provided the political backing and institutional support needed to begin the process of rebuilding it.
Rebuilding environmental infrastructure
One of the areas where we recorded significant progress was the restoration of government-owned tree nurseries. Eight previously non-functional facilities were fully rehabilitated, restoring the state’s capacity to produce seedlings locally and sustainably.
Building on the administration’s three-million-tree planting programme in 2024, the initiative expanded to five million seedlings in 2025 and ten million in 2026. Significantly, all the seedlings were raised in government-owned nurseries.
Beyond the impressive numbers, the achievement represented the revival of public infrastructure and the restoration of the state’s capacity to sustain its environmental programmes without depending entirely on external sources of seedlings.
We also prioritised the restoration of the Kano State Pollution Control Laboratory. The facility was renovated, equipped and recommissioned, providing the state with renewed scientific capacity to test and monitor pollution, generate environmental data and strengthen regulatory enforcement.
To consolidate these efforts, we operationalised the Environmental Pollution Control Law and developed the Environmental Pollution and Waste Control Regulations, providing a stronger legal and institutional framework for environmental protection.
Improving waste management and flood control
At the Refuse Management and Sanitation Board (REMASAB), we introduced reforms aimed at improving the coordination of waste collection, evacuation and disposal. These interventions made waste management operations more organised and responsive, supporting the evacuation of approximately one million metric tonnes of waste.
We also restored the Dorayi Compost Plant to operation, reviving its capacity to convert organic waste into useful compost. Beyond addressing waste disposal challenges, the facility offers opportunities for investment, employment and the development of a circular economy.
Recognising the recurring threat of flooding in several communities, we undertook drainage construction, clearance and erosion-control interventions across flood-prone areas.
The stormwater harvesting intervention in Toranke and the development of the Kano State Drainage Master Plan were particularly important components of our broader strategy to strengthen flood management and move towards more sustainable urban drainage planning.
Our approach was not limited to responding to immediate environmental challenges. We also sought to establish a framework for long-term resilience and better management of the state’s environmental resources.
Restoring public parks and recreational spaces
Another area of progress was the rehabilitation of public parks and recreational facilities.
We restored four public parks, with additional facilities undergoing similar interventions. Parks that had suffered years of neglect were given new management arrangements and clearer maintenance responsibilities.
These interventions were designed to restore public spaces where families could relax, children could play and residents could enjoy a healthier urban environment.
The reforms also produced encouraging financial results, with the combined annual revenue generated by the parks increasing from approximately ₦5 million to ₦90 million.
This demonstrated that properly managed public recreational facilities can serve both social and economic purposes while contributing to the state’s revenue base.
Building a stronger policy and climate governance framework
Perhaps one of the most important aspects of our work was the effort to strengthen the policy and legislative foundations of environmental governance in Kano State.
During my tenure, we developed the Kano State Climate Change Policy, alongside its implementation plan and results framework. We also advanced the Climate Change Bill and undertook a review of the state’s Forestry Law, which had remained largely unchanged for more than five decades.
In addition, we developed the Climate Finance Reform Action and Implementation Plan and the Green Bond Framework to position Kano State to attract investment for environmental protection, climate adaptation and sustainable development.
These initiatives were intended to ensure that environmental governance would not depend solely on individual administrations or isolated interventions but would be supported by policies, laws and institutions capable of sustaining progress over time.
Kano State’s third-place finish in the 2026 Climate Governance Performance Ranking and the opportunity to present our work at COP30 in Belém, Brazil, were encouraging milestones.
They demonstrated the potential of consistent institutional support, strategic planning and collective action to improve the state’s standing in environmental and climate governance.
However, such recognition should not be viewed merely as an award or international exposure. It should serve as a reminder of the responsibility to sustain the reforms and deliver tangible benefits to the people.
Putting environmental workers at the centre of reforms
I have always believed that environmental reforms cannot succeed without the commitment and welfare of the people who implement them.
Street sweepers, sanitation workers, environmental inspectors and forest guards constitute the backbone of environmental management. Unfortunately, many of these frontline workers had experienced difficult working conditions and outstanding payment challenges.
With the support of Governor Yusuf, we cleared nine months of salary arrears owed to 2,369 verified street sweepers and doubled their stipends.
We also re-engaged environmental inspectors and forest guards while doubling the stipends of 875 sanitation vanguards.
These interventions were not merely administrative decisions. They were an acknowledgement of the dignity of labour and the indispensable contribution of frontline workers to maintaining a clean, safe and healthy environment.
I remain grateful to these men and women whose daily sacrifices often go unnoticed but whose contributions are essential to the wellbeing of our communities.
A legacy of collective responsibility
As Governor Abba Kabir Yusuf restructures the ministries and appoints a new Commissioner for Environment and Climate Change, my overriding feeling is one of gratitude.
I am particularly grateful to His Excellency for the confidence he reposed in me, the opportunity to serve and the support he provided throughout my tenure. His willingness to listen to proposals and support difficult but necessary decisions made it possible for us to undertake many of the reforms highlighted in this account.
I also appreciate the staff of the ministry and its agencies, community leaders, development partners, civil society organisations, young volunteers, private-sector operators and residents who contributed to our work.
Their participation, constructive criticism, patience and cooperation helped shape our interventions and improve their implementation.
I must emphasise that these achievements are not the accomplishment of one individual. They are the product of collective effort, institutional commitment and the contributions of many people who believed that Kano deserved a cleaner, greener and more environmentally sustainable future.
To the incoming Honourable Commissioner, I extend my congratulations and wish you success in this important responsibility. I also assure you of my willingness to offer any necessary support to sustain the progress already made and advance the environmental agenda of our dear state.
Public service is ultimately about the people and the institutions we build to serve them. Positions may change, and responsibilities may be transferred, but the obligation to contribute to society remains.
Serving Kano State as Commissioner for Environment and Climate Change has been a profound privilege. I leave with gratitude for the opportunity, satisfaction in the progress recorded and the hope that the foundations we have laid will continue to support a cleaner, greener and more resilient Kano.
Thank you, Kano State, for the trust and support.
Dr Dahir M. Hashim is the Commissioner for Water Resources and outgoing Commissioner for Environment and Climate Change, Kano State.
Dr Saleh Adamu Kwaru
Adding a staggering $20.52 billion and €1.05 billion to Nigeria’s debt burden is more than an economic miscalculation; it is a source of heartbreak for a nation already brought to its knees. At a time when millions of citizens are struggling to afford a single meal, grappling with historic inflation and watching their futures slip away, the government’s response appears to be to pile yet another mountain of debt on the country. This raises a painful question for every suffering Nigerian: When will our leaders finally acknowledge the pain their decisions inflict, and when will the bleeding stop?
The timing of this massive loan request is particularly troubling. Seeking to secure huge foreign loans on the eve of intense political activity and election seasons, when public anxiety is high and attention is divided, risks depriving citizens of the robust accountability the country deserves. Rather than looking inward, exercising fiscal discipline and improving public revenue management, the government appears to be rushing to mortgage the nation’s collective future. It feels less like responsible governance and more like a desperate attempt to lock in liabilities before the public can challenge them.
Nigeria’s national debt profile is already a ticking time bomb, placing enormous pressure on every sector of society. Every additional dollar borrowed increases the country’s financial obligations and diverts revenue that could otherwise support schools, equip hospitals and protect vulnerable citizens. Adding more than $20 billion to this burden risks pushing the country closer to the brink of a debt crisis, threatening to leave future generations trapped in a cycle of economic dependence. How much more hardship can ordinary Nigerians endure before the consequences of unsustainable borrowing become overwhelming?
We are repeatedly offered the same promises that these loans will transform electricity, roads, healthcare and education. But good intentions without transparency and accountability are not enough. Where is the visible evidence that previous loans have translated into better living conditions for ordinary Nigerians? Instead of seeing the promised improvements, many citizens continue to grapple with rising poverty while the country’s debt burden grows. When projects fail to generate sufficient economic returns to justify their costs, the burden ultimately falls on ordinary citizens through higher taxes, deteriorating public services and deeper economic hardship.
Before anyone commits future generations to repaying billions of dollars in new loans, the government must look Nigerians in the eye and explain how existing public resources are being managed. Why does borrowing appear to be the easiest option while systemic corruption and inefficiencies in public spending remain major concerns? Nigerians are exhausted by a system that leaves them bearing the consequences of decisions over which they have little control.
The country does not need another mountain of debt built on promises alone. It needs leaders committed to transparency, fiscal discipline, prudent resource management and the welfare of the people they have sworn to serve. Any new borrowing must be justified by clear development objectives, independently verifiable benefits and a credible repayment plan.
Nigeria cannot borrow its way out of every economic challenge. The government must demonstrate that it has exhausted reasonable alternatives, established safeguards against waste and corruption, and put the public interest above political convenience. Without these assurances, further borrowing risks deepening the hardship Nigerians already face and transferring an even heavier burden to generations yet unborn.
Dr Saleh Adamu Kwaru, is former staff of Central Bank of Nigeria.
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